A gift of growth? Invest in your children's future this Christmas.

The Christmas period is time of joy and anticipation - especially for children eager to see what’s under the tree. But beyond the toys and treats, it’s a real opportunity to give a gift with lasting impact: an investment that could give them a financial advantage in life.

Economically, it’s harder than ever for the younger generations. Imagine being able to hand your loved ones the money for a house deposit, minimise the debt of further educations by funding their university education and living costs, or a trip of a lifetime round the world, experience amazing cultures and sites.

Starting an investment now could help the children in your life secure a better financial future.

But with so many options, where do you start?
 

One way to potentially grow wealth over the long term is by investing in global emerging markets – a collection of dynamic developing economies like India, South Korea, and Brazil.

Amazingly, emerging markets generate 65% of global economic growth, a figure expected to rise to 75% by 2025¹.   These emerging economies seem poised drive the markets of the future in the same way developed markets like Europe, the UK and US have historically.
 

These fast-growing economies also offer access to some of the world’s largest and most influential companies, Tech giants like Samsung, the semiconductor companies that dominate microchip manufacturing, leader in the green revolution and providers of the rare natural resources to make the batteries for electric future.

Templeton Emerging Markets Investment Trust (TEMIT) offers you and easy way to invest this mighty potential. Managed by experienced portfolio managers, TEMIT is a diversified portfolio of around 80 quality companies – those best ideas sourced by our 70 expert analysts on the ground in 14 countries around the world.  It’s our portfolio of best ideas for future growth.
 

Investing in markets, especially equity markets, does entail risk of loss and this is an important factor to be aware of.  The benefit children have is time. They can invest for the long term – a decade or even longer.  This can help to mitigate the short-term ups and downs of markets and maximise the total return achieved. 
 

And from small acorns, mighty oaks grow.  Many platforms offer monthly investment plans from as little as £20, which can grow substantially over time.  Any potential gains can be compounded year in and year out and boost returns.
 

For example, £50 a month invested in TEMIT 18 years ago would have grown to £19,769. And a one-off sum of £1,000 would have more than quadrupled to £4,008². A wonderful gift!

Of course, there is no guarantee these historical returns will be replicated. 

TEMIT growth versus emerging markets, UK equities and bank savings

Investment Growth - £50 per month
Time Period: 30/11/2006 to 30/11/2024
Currency: Pound Sterling Source Data: Market Return
 

TEMIT – share price total return	MSCI Emerging Market Index
UK Equities (FTSE All Share)	Bank Account (UK Savings Rate)

Past performance is not a guide to future performance. Source Morningstar 30 November 2006 to 30 November 2024. Bid to bid basis with net income reinvested. These figures do not include the cost of buying and selling shares. If these were included, performance figures would be reduced. Income in a bank account, once earned, is guaranteed subject to the certain values.  Find out more about TEMIT’s performance at Templeton Emerging Markets Investment Trust - TEMIT.
 

TEMIT is available through various investment platforms or speak to your financial adviser. You can also hold it within an ISA or Junior ISA, ensuring any gains remain tax-free.

Explore the TEMIT website to learn more about giving a gift that truly lasts a lifetime.